Disclaimer
Effective Date: 19 May 2026
The information, astrology consultations, reports, counselling, educational content, videos, articles and other material provided by Karm Bhagya Secrets (“KBS”) are intended to provide spiritual, astrological, educational and personal-development guidance.
Please read this Disclaimer carefully before using our services.
1. Astrology Disclaimer
Vedic astrology is an interpretative discipline based on traditional astrological principles.
Astrological predictions and interpretations reflect an assessment of planetary combinations, Dasha, Gochar and related factors.
They should be understood as guidance and probabilities rather than absolute certainties or guarantees.
Future events can be affected by personal decisions, actions, circumstances, free will and factors that cannot be fully predicted.
2. Personal Responsibility
KBS believes that astrology should support better awareness and decision-making rather than replace personal responsibility.
You remain solely responsible for decisions concerning your:
- career;
- employment;
- business;
- finances;
- investments;
- marriage;
- relationships;
- education;
- health;
- legal matters;
- property;
- travel; and
- personal life.
Astrological guidance should be considered as one input among other relevant information.
3. No Guaranteed Prediction
No statement made by KBS constitutes a guarantee that a particular event will occur on a particular date.
References to favourable periods, difficult periods, possibilities, opportunities or likely outcomes represent astrological interpretation only.
4. No Medical or Mental-Health Treatment
KBS is not providing medical diagnosis, psychiatric treatment, psychotherapy, clinical psychology or emergency mental-health services through astrology consultations or KBS counselling.
Nothing on the website or during a consultation should be used as a substitute for treatment or advice from an appropriately qualified healthcare professional.
Do not discontinue medication or medical treatment because of astrological advice.
In a medical or mental-health emergency, seek immediate assistance from an appropriate healthcare or emergency service.
5. KBS Counselling Disclaimer
KBS counselling is intended primarily for spiritual and practical life guidance, including areas such as:
- communication;
- decision-making;
- self-discipline;
- emotional awareness;
- workplace behaviour;
- relationships;
- personal growth;
- spiritual reflection; and
- karmic alignment.
Unless expressly represented otherwise, it is not clinical or licensed mental-health therapy.
6. No Legal Advice
Astrological discussion of legal disputes, litigation, divorce, property disputes or other legal circumstances does not constitute legal advice.
Clients should consult a qualified legal professional before taking or avoiding legal action.
7. No Financial or Investment Advice
Astrological discussions concerning:
- wealth;
- investments;
- business;
- stocks;
- trading;
- cryptocurrency;
- property;
- career income; or
- financial opportunities
do not constitute personalised financial, securities, investment or tax advice.
KBS does not guarantee profits or protection from financial losses.
8. Career and Employment Disclaimer
Astrological indications regarding employment, promotion, job changes, overseas opportunities or business prospects are interpretative forecasts.
Do not resign from employment, reject an offer, relocate, invest capital or make another major professional decision solely because of an astrological prediction.
9. Relationship and Marriage Disclaimer
Kundli matching, marriage compatibility and relationship guidance should not be treated as the sole deciding factor for marriage or relationship decisions.
Individuals should independently consider compatibility, communication, values, family circumstances, health, personal preferences and other relevant considerations.
10. Spiritual and Karmic Practices
KBS primarily encourages constructive practices such as:
- positive karma;
- sewa;
- helping others;
- meditation;
- prayer;
- discipline;
- Bhagavad Gita wisdom;
- ethical conduct;
- self-reflection; and
- self-improvement.
Such practices are recommended for spiritual and personal development.
No particular spiritual or karmic practice is guaranteed to produce wealth, marriage, employment, healing or any other specific material result.
11. General Rashifal and Online Content
Daily, weekly, monthly and annual Rashifal, Rashi-based predictions, YouTube videos, articles and social-media content are general in nature.
A Rashi-based forecast cannot take into account the complete individual Kundli, Lagna, Dasha, planetary strength, divisional charts and personal circumstances of every viewer.
General content should therefore not be treated as a personalised prediction.
12. Testimonials and Success Stories
Testimonials and success stories represent individual experiences.
Individual results vary and no testimonial should be interpreted as a promise that another person will achieve the same result.
13. External Links and Platforms
KBS may link to or use independent websites, payment providers, social-media platforms or other third-party services.
KBS is not responsible for the accuracy, availability, security or content of independent third-party services.
14. Limitation of Reliance
By using the KBS website or services, you acknowledge that important life decisions should be taken after considering appropriate practical information and, where necessary, advice from relevant qualified professionals.
KBS shall not be responsible for losses arising solely from a user’s decision to treat an astrological prediction as a guaranteed outcome, subject always to rights and liabilities that cannot lawfully be excluded.
15. Acceptance
By using this website, purchasing a service or participating in a consultation, you acknowledge that you have read and understood this Disclaimer and accept the nature and limitations of the services provided by Karm Bhagya Secrets.
16. Contact
For questions regarding this Disclaimer:
Karm Bhagya Secrets
Email: kbs@karmbhagyasecrets.com
Phone/WhatsApp: +91-9810319828